Judy Spencer Dona | Litchfield Real Estate, Gillespie Real Estate, Carlindale Real Estate


If you've been pre-approved for a mortgage, you can enter the housing market with a budget in hand. In fact, this mortgage will enable you to spend up to a certain amount on a house. But in many instances, it pays to buy less house than what you can actually afford.

Ultimately, there are many reasons to consider purchasing a house below your means, such as:

1. You might not have to worry about significant home maintenance.

A small house likely means less home maintenance than would be required in a large house. Therefore, you may be able to spend less time worrying about keeping your residence looking great if you acquire less home that what you can afford.

Of course, let's not forget about the money that you might save by purchasing an affordable residence. If you buy an inexpensive home, you may be able to use the money that you save to hire professional home cleaners, landscapers and others to help you enhance your residence's appearance.

2. You'll be better prepared than ever before for unexpected expenses.

There is no telling when a family emergency, natural disaster or other dangerous situations may arise. Fortunately, if you spend less on a house now, you may be better equipped than ever before to handle the expenses commonly associated with these unforeseen events.

Purchasing a cheap house may prove to be valuable if you encounter costly, time-intensive home repairs down the line too.

For example, your home's roof won't last forever, and you likely will need to fix or replace it at some point. But if you purchase a budget-friendly home, you may be able to save extra money that you can use to cover the costs associated with various home repairs.

3. You'll have more money that you can use to personalize your house.

The money that you save on a house today may be used to upgrade your home both now and in the future.

For instance, if you want to install a deluxe swimming pool or fire pit in your backyard, spending less on a house now may provide you with the financial resources that you need to fund these projects. And if you complete a broad range of home renovations, you may be able to increase your house's value as well.

Deciding how much to spend on a house can be a tough decision for any homebuyer, at any time. If you collaborate with a real estate agent, you can explore a vast array of residences that fall within your price range.

A real estate agent will learn about your homebuying goals and tailor your home search accordingly. He or she also will set up home showings, keep you informed about new residences that become available and ensure that you can discover a home that matches or exceeds your expectations.

Consider your budget closely as you prepare to kick off a home search. By doing so, you should have no trouble finding a terrific house at an affordable price.


910 North Monroe, Litchfield, IL 62056  

Residential
$99,900
Price
11
Total Rooms
2
Bedrooms
2
Baths
BRICK HOME located on corner lot with detached 2-car garage joined by a covered patio. Living Room, Dining Room, Den, Hot Tub Room and a second bathroom. Lots of storage in the full basement. Large yard with a vinyl privacy fence houses an inground pool (2' to 5' deep) with access off the Atrium located just beyond the dining room overlooking the pool, The kitchen has nice wood cabinets, dishwasher, built-in oven, cooktop, and garbage disposal . There are gas fireplaces in the living room and office/den room. Large walk-in closet with shelving in the hallway. There appears to be hardwood floor under the carpet throughout. 220 Breaker box. Gas forced air furnace, central air conditioning and humidifier. Security system. The addition has vinyl siding. Garage is a 2 car detached 24' x 24' with vinyl siding, Garage has a pull down stairs and partially finished walls. 9' x 9' storage shed. Call Judy Spencer Dona at 217-825-2081 for a private showing!


412 West 6th Street, Staunton, IL 62088  

Residential
$79,900
Price
6
Total Rooms
2
Bedrooms
2
Baths
This charming bungalow on corner lot has a comfortable porch for relaxing. Large living and dining rooms. Walk-in pantry in kitchen. 2 bedrooms have wood floors. Jack-&-Jill bathroom was updated and has double sinks and walk-in shower. Basement has room that has been used as a bedroom and a bath w/Jacuzzi tu and a . Furnace new in 2004 and AC and new windows, 2014


412 West 6th Street, Staunton, IL 62088  

Residential
$74,900
Price
6
Total Rooms
2
Bedrooms
2
Baths
This charming bungalow on corner lot has a comfortable porch for relaxing. Large living and dining rooms. Walk-in pantry in kitchen. 2 bedrooms have wood floors. Jack-&-Jill bathroom was updated and has double sinks and walk-in shower. Basement has room that has been used as a bedroom and a bath w/Jacuzzi tu and a . Furnace new in 2004 and AC and new windows, 2014


Let's face it – clutter is an eyesore that all home sellers can live without. However, removing clutter before you list your house may prove to be difficult, particularly for those with limited time and resources at their disposal.

Fortunately, we're here to help you streamline the decluttering process. That way, you can speed up the process of improving your house's appearance and get your residence show-ready.

To better understand how to effectively declutter your home, let's take a look at three best practices for decluttering:

1. Organize Your Belongings

Old electronics, broken exercise equipment and other items can take up lots of space in your home. If you take a look at all of your belongings, you can differentiate clutter from items that you'd like to keep.

If you haven't used an item in several years or an item simply takes up space in your house, this item likely is clutter. As such, you should eliminate this item from your premises as soon as possible.

On the other hand, items that you use regularly or items that have sentimental value may prove to be keepers. With these items, you should store and maintain them properly to reduce the risk of deterioration.

2. Get Rid of Items That You No Longer Need

There may be a wide range of clutter scattered throughout your house. Although your first instinct might tell you to throw out excess items, it is important to consider whether these items could be sold or donated.

Even though a particular item no longer serves your needs, you may be able to sell this item to the highest bidder. Thus, if you post an item online or host a garage sell, you could earn extra cash by selling your clutter.

In addition, many charities will accept items that you no longer need. If you have excess items that are working properly, reach out to local charities, and these organizations may be able to pick them up at your convenience.

3. Consult with a Real Estate Agent

If you plan to list your home in the next few weeks, consulting with a real estate agent is ideal. This housing market professional can offer expert decluttering recommendations and help you get your house ready for the real estate market.

Typically, a real estate agent will meet with you, evaluate your house and learn about your home selling goals. He or she also will explain the home selling process and ensure you know what to expect before you list your residence.

In most instances, a real estate agent will set up home showings and open houses, notify you about offers on your house and provide various home selling recommendations and suggestions. Plus, if you ever have questions about decluttering your home or other home selling topics, a real estate agent can provide immediate answers.

Simplify the process of decluttering your house – use the aforementioned tips, and you can remove clutter from your residence in no time at all.




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